The Partner You've Been Missing For Financing Quoting Scheduling Invoicing Payments
Hearth gives contractors the tools to grow their business – by winning more jobs, completing bigger projects, and saving time on operations. Our financing and operations tools are purpose-built for home service businesses, so you have everything you need exactly when you need it. And working with Hearth means having a team of experts to support you at every step along the way.





Offer Monthly Payments, Win More Jobs
More homeowners are using loans and credit cards to finance remodels and repairs than ever before — which means there’s never been a worse time to say “no” when they ask if you have options for monthly payments. The good news is that Hearth can help.
Whether they’re covering the deductible on a roof replacement, or it’s finally time to put in that pool they’ve been dreaming of, we make it easy to meet your customers’ needs. Financing with Hearth means more flexibility, more approvals, and freedom from dealer fees.
Our Services
Hearth is a growth partner to America's pros, providing all of the tools needed to help contractors succeed. Our integrated financing and operations solutions make it easy to take jobs from quoted to qualified to completed to paid in a matter of clicks.

Personal Loans
Hearth makes it easy for contractors to offer financing and protect their profits in the process, with no dealer fees, soft credit pulls, and a multi-lender application that takes only minutes to complete. Unlike other lenders, we're focused on unlocking the path to financing for more homeowners, which gives you the flexibility you need to win the job more often.

Credit Cards
If your customer's main concern is interest rates, we have a solution for that too -- 0% intro APR credit cards. Hearth makes it easy to combine credit cards alongside personal loans, making it easy for homeowners to consider all of their options in one place.

Concierge
Concierge is a premium service from Hearth, designed to take the hassle out of offering financing by managing the process for you. Our expert team helps guide homeowners through the financing process, answering questions, ensuring accurate pre-qualification and navigating lender requirements. For you, that means a better success rate, faster funding, and no more missed opportunities.

All-In-One Platform
Hearth does more than just financing -- our all-in-one platform has all the tools to make your job easier. Scheduling capabilities set your business up for success, and streamlined workflows take your jobs from quote to invoice to payment in a snap. With job management and customer communications all in one place, it's never been easier to set yourself up for a five star review.
Why Hearth?
More Wins
Payment flexibility that makes it hard for homeowners to say no
Bigger Jobs
Help homeowners cross more off their to-do list at once
Better Experience
Less headaches, more focus on your customers' experience
Less Hassle
Easy to get started, easy to implement, always there when you need it
Don't Just Take Our Word For It...

Still Have Questions? Our Sales Team Can Help
Since 2016, Hearth has earned the trust of 27,000+ contractors, helped fund $750M+ in projects and processed $340M+ in payments. Talk to our team today and see how easy it can be to get started.