MORE JOBS.
LESS WORK.
Close more jobs by offering monthly payments to your customers, with no risk to you. Then start selling more jobs on autopilot with Hearth’s digital assistant, Harper.
- Financing marketplace: 18+ lenders, $0 dealer fees
- Quotes with monthly payments built in
- 0% credit-card offers for homeowners
- Concierge team: real Hearth people walk homeowners to approval
- Client management, web tools, Hearth Pay
- Everything in the baseline
- AI receptionist: every lead answered first
- AI follow-up: texts & drafts you approve, jobs scoped
- Harper loan assist: every application chased to funded
- Social media creator: advertise your business in seconds
- Everything in Hearth Pro + Harper AI
- Marketing audit & gameplan
- Dedicated account manager
- Financing masterclass, live
- Implementation tools & service
- Optional: On-Site Implementation
Helping Contractors Nationwide Win Bigger
BUILT BY PROS.
BACKED BY THOUSANDS.
Hearth helps contractors grow—fast. With 20,000+ pros onboard and over $500M in jobs funded, it’s clear: bigger wins, faster closes, and happier customers start here. Don’t believe us? Just ask the thousands of contractors who won’t stop raving.

“It’s been really easy for us to have Hearth as a financing provider.“
“It’s seamless as far as I’m concerned. They handle all the financing stuff, and basically, I get the revenue.”
Dennis M – Home Theater and Automation

“I just closed a deal for $30K.”
“We have seen a rise in jobs after starting to use Hearth for ones that we never would have landed otherwise.”
Jonathan E – Landscaping & Decks

“Hearth made an easy button for contractors.”
“The support system that they offer has been really nice with the financing options that Hearth is able to provide.”
Chris T – Roofing & Exteriors

“It’s a very easy technology.“
“My employees like Hearth because it’s easy to use. It’s very straightforward.”
Chris B – Roofing & Gutters

“We’ve sold an additional 15 units last year.”
“We have made many more sales being able to offer it to customers. It’s quick and easy. You’ve given financing and we’re on to the next job.”
Buck M – HVAC



Multi-Location Business Management
Managing a franchise or multiple sites?
Managing franchises or multiple locations? Hearth helps you streamline quotes, payments, and financing across all teams— Keeping operations consistent and efficient as you grow.
FREQUENTLY ASKED QUESTIONS
Questions?
We’ve Got Answers.
Whether you’re just getting started or need clarity on the finer details, our FAQ section provides straightforward, reliable answers to help you move forward with confidence.
What is Hearth?
Hearth is an all-in-one sales app for home improvement contractors. It gives you customer financing with 18+ lenders and $0 dealer fees, quotes with monthly payments built in, digital invoicing and payments, and Harper, an AI assistant that answers calls and follows up on leads for you. Hearth is built for roofers, HVAC pros, plumbers, remodelers, fence builders, and every other residential contractor who wants to close more jobs without more office work.
What is Harper AI?
Harper is Hearth’s AI assistant for contractors. It answers your phone 24/7, texts leads back in seconds, follows up on every estimate, and helps homeowners finish their financing applications. You approve the messages, Harper does the chasing. It also creates social media posts for your business in seconds. Learn more on the Harper page.
How do I get started with Hearth?
To get started with Hearth, click on this link to request a demo. A Hearth account executive will walk you through how Hearth can speed up your sales process and win you more business.
What is included in my Hearth subscription?
Hearth offers 3 subscription tiers:
Hearth Pro: The baseline. Financing marketplace with 18+ lenders and $0 dealer fees, quotes with monthly payments built in, digital payments, client management, and a concierge team that walks homeowners to approval.
Pro + Harper (recommended): Everything in Pro, plus Harper: an AI receptionist that answers every lead, AI follow-up you approve, loan assist that chases every application to funded, and a social media creator.
Enterprise: Everything in Pro + Harper, plus a marketing audit and gameplan, a dedicated account manager, a live financing masterclass, and implementation tools and service.
To learn more about how Hearth can help you grow your home improvement business, take a look at our testimonials page.
How do I access Hearth’s software?
You can access Hearth from both desktop and mobile devices (iOS | Android). Hearth’s powerful app gives you the ability to send quotes, financing links, digital contracts, and invoices all from the palm of your hand.
How quickly will I be able to collect payment?
Hearth members who use Hearth Invoices can get paid faster with automated customer reminders and invoice tracking. We help you keep track of your accounts receivable and stop driving around town to collect checks. Learn more about collecting payments with Hearth pay.
Which home improvement industries are eligible for Hearth’s software?
Hearth software is designed for the following industries: HVAC, Plumbing, Roofing, Landscaping, Pools, Sidings, Flooring, Fencing, and all other residential home improvement contracting businesses.
Is offering financing options to customers risky for my business?
With Hearth Financing, homeowners are the ones directly applying for home improvement personal loans. Contractors who use Hearth are not subject to any underwriting or revenue requirements. They also don’t have to pay per-loan fees (aka dealer fees) for their customers to access financing.
Why is offering financing important to contractors and home improvement businesses?
Offering financing to your customers can unlock your sales by giving homeowners the ability to understand their true buying power. Giving your clients the ability to break large sums down into monthly payments can lead to more closed jobs and larger project sizes. Hearth’s pre-qualification process shows homeowners financing options for the amount they requested and the highest amount they can borrow.
Ready to get started?
Discover the App Contractors Are Using to Grow Faster
Learn how thousands of contractors are closing more deals, offering fast financing options to homeowners, and streamlining their entire sales process—all from one easy-to-use mobile app.