Hearth November Update: More Ways to Close Jobs, Built for the Trades
Ever had a homeowner hesitate because the price wasn’t what they expected?
Last week, one of our plumbing pros in Ohio walked into a “simple leak fix” that turned into a $7,800 sewer line job. The homeowner needed it done now—but didn’t have that kind of cash on hand.
Instead of losing the job, the pro pulled out Hearth, showed monthly payment options, and closed it on the spot. Job booked. Customer relieved. Crew paid.
That’s what this month’s updates are about → helping you win more jobs, faster, with less friction.
Here’s what’s new and how it helps you close more bids and keep work moving.
New Financing Options Added to Hearth for Contractors
Big jobs stall when homeowners don’t have the cash and that’s where strong financing options make all the difference. Hearth has now added a new premium lending option built for contractors who want to close more high-value projects without dropping prices.
Homeowners with 680+ credit can now access:
- Higher loan amounts — up to $50,000 for home improvement projects
- Lower personal loan interest rates — starting at 8.99%
- Longer terms — up to 15 years to pay
- No prepayment penalties (they can pay it off early, no extra cost)
These expanded financing options give your customers more flexibility and buying power — especially for urgent HVAC or plumbing jobs that need to get done today, not “someday.”
Why it matters for contractors:
More lending options mean more approvals, fewer walkaways, and bigger jobs won at full price without discounting your work or waiting on traditional banks.
Bottom line: With more ways to pay, homeowners say yes faster and you close more jobs on the spot.
Hearth Financing Now Available in Maryland
Good news for contractors in Maryland! Hearth financing is now officially available in your state. For the first time, home improvement pros in Maryland can offer homeowners monthly payment options through Hearth to help close more jobs.
What this means for Maryland contractors:
- Offer monthly payment options to Maryland homeowners
- Get faster approvals so projects can start right away
- Less back-and-forth paperwork compared to bank loans
- More bids won → especially when price is the barrier
We know this has been a long time coming, and we’re excited to finally support pros across Maryland (and nearby areas) with financing that helps customers say “yes” faster.
If you’ve been waiting to offer home improvement financing in Maryland, now’s the time to turn it on and make it part of your sales process.
AI Built Into Hearth: Save Time, Book More Jobs, and Stay Organized
Busy contractors don’t need more apps — they need fewer headaches. That’s why AI is now fully integrated into the Hearth platform, making it easier than ever to stay on top of leads, calls, and customer conversations without the extra admin work.
Hearth AI now works right alongside your core tools, so you can quote jobs, manage clients, accept payments, and follow up — all in one place.
Here’s What’s New With Hearth AI
AI is Now Inside Your Hearth Dashboard
No more bouncing between systems. You’ll see a new AI tab inside your account where you can:
- View call logs & recordings
- Read transcripts
- Track weekly + total call stats
- Search & filter calls to find what matters fast
This gives you full visibility into how your AI Receptionist is performing and where it’s helping you win more jobs.
Interested in learning more about AI? Talk to a team member today to see it in action
Coming Soon: Get Ready for 2026 Webinar!
Smart pros are planning ahead, not scrambling in January.
We’re hosting a contractor-only workshop to cover:
- What top pros are doing to prep for 2026
- Market trends to know before the year flips
- How to set up your business to grow, not stall
Watch your inbox — seats will go fast.
What’s Next (Sneak Peek)
Looking ahead, we’re not slowing down. Next up, we’re expanding HELOC options for contractors in Texas, Rhode Island, Delaware, and South Carolina, giving homeowners even more ways to finance bigger projects. We’re also rolling out new AI voice enhancements and smarter call-routing features, so every call gets to the right person faster and with less lift from you or your team. And beyond that, we’re continuing to build stronger follow-up tools that help reduce the time you spend chasing leads, so more of those conversations turn into booked jobs.
Hearth is here to help you win more jobs, save time, and keep your business growing. Thanks for coming along for the ride with us — now let’s close out 2025 strong and go into the new year ahead of the curve.
Ready to Explore the Latest Features?
👉 Download the Hearth App (Apple Device) (Android Device)
👉 Learn more about Hearth AI
