Financing Solutions
Increase your sales with financing
Hearth gives home improvement pros the ability to offer financing for every job. Financing increases your close rate and your project sizes.
make difficult tasks easy
Quote Fast, Close Even Faster.
Get professional, accurate quotes out in minutes — from any device. Hearth’s quoting tools keep your whole team to customer in sync, speed up approvals, and cut down the back-and-forth. From your team all the way to the customer, everyone stays on the same page, so jobs move smoothly from estimate to signed contract without the hassle.
30,000+
Pros Rely on
Hearth Everyday
17%
More Estimates
Closed with Hearth
$1B+
Jobs Funded
Through Hearth
Helping Contractors Nationwide Win Bigger
BUILT BY PROS.
BACKED BY THOUSANDS.
When it comes to growing a home improvement business, the numbers speak for themselves — and Hearth’s community is proof of what’s possible. With a powerful network of over 20,000 home improvement professionals across the United States and more than $500 million in jobs funded, Hearth is helping contractors win bigger, close faster, and build stronger relationships with their customers.
“It’s Easy to use”
and helps them close jobs more successfully.
FREQUENTLY ASKED QUESTIONS
Questions?
We’ve Got Answers.
Whether you’re just getting started or need clarity on the finer details, our FAQ section provides straightforward, reliable answers to help you move forward with confidence.
Contractor financing lets your customers pay for a job over time instead of all at once. The homeowner applies for a loan through a lender, gets approved, and you get paid for the job like normal. It’s not a loan you take out, it’s one your customer takes out.
You send the customer a financing link from Hearth. They fill out a quick application and get a decision in seconds. If approved, they pick a payment plan and sign off. Once the job’s done, you get paid directly. No waiting on invoices, no chasing checks.
Sign up for Hearth and you can start sending financing links the same day. There’s no cost to you to offer it, and no underwriting or revenue requirements on your end. You just send the link, the customer applies, and you move forward once they’re approved.
No. Homeowners apply for financing directly, not you. Hearth contractors aren’t subject to underwriting or revenue requirements, and you don’t pay per-loan dealer fees for your customers to use it.
Harper is Hearth’s AI tool for contractors. It answers your phone 24/7, follows up on financing applications automatically, and can even manage your social media and customer texts. It’s built to catch the leads and follow ups you don’t have time for.
Click here to request a demo. A Hearth rep will walk you through financing, quotes, invoices, and Harper, and help you figure out which plan fits your business.
Ready to get started?
Discover the App Contractors Are Using to Grow Faster
Learn how thousands of contractors are closing more deals, offering fast financing options to homeowners, and streamlining their entire sales process—all from one easy-to-use mobile app.
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