Communications Terms & Conditions
Hearth (“Hearth,” “we,” “us,” or “our”) provides these Communications Terms and Conditions (the “Communications Terms”), which govern the provision and delivery of Communications (as defined herein) by us, our affiliates, lending partners, agents, service providers, or our successors and assignees to you. Communications are intended to provide you with information you requested from us or otherwise to respond to your inquiries regarding your relationship with Hearth.
E-SIGN DISCLOSURE
By agreeing to receive Communications, you consent to the use of an electronic record to document your agreement. You may withdraw your consent to electronic records by emailing [email protected] with “Revoke Electronic Consent” in the subject line.
To access or retain this disclosure, you will need (i) a device with internet access and a web browser, and (ii) either a printer or digital storage. To receive a free paper copy, or to update your contact information, email [email protected] with your updated details.
Consent to Communications
By providing your telephone number(s) or other contact information, you agree that Communicators may contact you via:
Calls or texts (including those made using an automatic telephone dialing system or pre-recorded/artificial voice messages),
Emails, or
Other electronic messages regarding your inquiry, relationship with Hearth, or any loan or service provided through a partner lender.
You understand:
We may include personal information in these Communications.
Message and data rates may apply from your carrier.
You are not required to consent to receive Communications as a condition of using Hearth’s services. You can instead call 512-686-4141 to submit a request without signing up for Communications.
By signing up, you represent that:
You are at least 18 years old.
You are the subscriber or authorized user of the contact information you provide.
You will notify us at [email protected] if your phone number or email address changes, or if you wish to withdraw consent.
By providing your telephone number(s) and other contact information you agree that we and any of our affiliates, agents, service providers or our successors and assignees (each a “Communicator”) may call you using an automatic telephone dialing system or otherwise, leave you a voice, prerecorded, or artificial voice message, or send you a text message, e-mail, or other electronic message in connection with your inquiry or to service or collect any amounts you may owe under any loan you may obtain through a partner-lender or for other informational purposes (each a “Communication”). You agree that any Communicator may call or text you at any telephone number that you provide now or in the future, including cellular telephone numbers. You also agree that a Communication may include your personal information. You understand that the Communicator will not charge you for a Communication but your wireless or other service provider may impose fees such as message and data rates.
By signing up, you represent that you are 18 years of age or older. You represent you have authority to provide this consent because you are the subscriber of the telephone number or you are authorized by the subscriber to sign up for Communications. If you change your telephone number(s) or email address or if you wish to withdraw your consent to be contacted, you agree to contact us immediately at [email protected] to advise us of any such change.
You further understand that you are not required to sign up for Communications to use the Hearth services. Please call 512-686-4141 if you would like to submit a request on Hearth without signing up for Communications.
By signing up to receive Communications, you agree to these Communications Terms, our Terms of Use, and our Privacy Policy.
OPTING OUT OF COMMUNICATIONS
You can opt out of Communications at any time by:
Replying “STOP” to any text message, or
Emailing [email protected] with your opt-out request.
MODIFICATIONS TO THESE COMMUNICATIONS TERMS
We reserve the right to modify these Communications Terms, or any part thereof, to add or remove terms at any time, and such modifications, additions or deletions will be effective immediately upon posting. Your continued enrollment in our Communications program shall be deemed to constitute acceptance by you of such modifications, additions, or deletions.