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PLANS FOR EVERY STAGE OF GROWTH

Close more deals by offering your customers affordable monthly payment options—without losing profits to dealer fees. With Hearth, customers get pre-qualified in minutes and funded in as little as 24 hours. More flexibility for them, more business for you.

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essentials

Package

For solo contractors who want to offer financing and collect digital payments. This plan does not include digital quotes, contracts, marketing tools, or lead capture.

  • Direct Lending Marketplace
  • Complete Digital Invoicing
  • Full Mobile App
  • Financing Calculator
Get a demo

pro

Package

For businesses looking to grow their sales and enhance their customer experience with all of our powerful tools and features. Includes five user profiles.

  • Financing Status Tracking
  • Marketing Tools and Automation
  • Digital Quotes
    and Invoicing
  • 0% APR Credit Card
Get a demo

elite

Package

Everything within Pro, but for companies that need more than 5 licenses. For owners seeking tools to grow their business, support their community, and build a legacy.

  • 10 Total Licenses
  • Marketing Tools and Automation
  • Up to 3 Add.Locations
  • 0% APR Credit Card
Get a demo

PRO

Package

For solo contractors who want to offer financing and collect digital payments. This plan does not include digital quotes, contracts, marketing tools, or lead capture.

  • Financing Status Tracking
  • Marketing Tools and Automation
  • Digital Quotes
    and Invoicing
  • 0% APR Credit Card

essentials

Package

For solo contractors who want to offer financing and collect digital payments. This plan does not include digital quotes, contracts, marketing tools, or lead capture.

  • Direct Lending Marketplace
  • Complete Digital Invoicing
  • Full Mobile App
  • Financing Calculator

ELITE

Package

Everything within Pro, but for companies that need more than 5 licenses. For owners seeking tools to grow their business, support their community, and build a legacy.

  • 10 Total Licenses
  • Marketing Tools and Automation
  • Up to 3 Add.Locations
  • 0% APR Credit Card

All plans include a one-time $99 set up fee for all plans. Plans do not include AI Receptionist.

FINANCING

ESSENTIALS

PRO

ELITE

Direct Lending Marketplace w/ Unlimited Loans
Mobile App
Financing Calculator
Customer Loan Tracking
Add 0% Introductory APR Credit Card
Add Concierge
MARKETING & PLATFORM TOOLS
Team Members
1
5
10
Promotional Web Banners
Downloadable Branded Flyers
Digital Invoicing & Payments
Signable Quotes
Automated Reminders
Lead Capture
Add on Priority Support
Additional Locations or Brands (3)

Helping Contractors Nationwide Win Bigger

BUILT BY PROS.

BACKED BY THOUSANDS.

Hearth helps contractors grow—fast. With 20,000+ pros onboard and over $500M in jobs funded, it’s clear: bigger wins, faster closes, and happier customers start here. Don’t believe us? Just ask the thousands of contractors who won’t stop raving.

“It’s been really easy for us to have Hearth as a financing provider.“

“It’s seamless as far as I’m concerned. They handle all the financing stuff, and basically, I get the revenue.”

Dennis M – Home Theater and Automation

“I just closed a deal
for $30K.”

“We have seen a rise in jobs after starting to use Hearth for ones that we never would have landed otherwise.”

Jonathan E – Landscaping & Decks

“Hearth made an easy button for contractors.”

“The support system that they offer has been really nice with the financing options that Hearth is able to provide.”

Chris T – Roofing & Exteriors

“It’s a very easy technology.“

“My employees like Hearth because it’s easy to use. It’s very straightforward.”

Chris B – Roofing & Gutters

“We’ve sold an additional 15 units last year.”

“We have made many more sales being able to offer it to customers. It’s quick and easy. You’ve given financing and we’re on to the next job.”

Buck M – HVAC

worker explaining
worker explaining
worker explaining

Multi-Location Business Management

Managing a franchise or multiple sites?

Managing franchises or multiple locations? Hearth helps you streamline quotes, payments, and financing across all teams— Keeping operations consistent and efficient as you grow.

CHECK IT OUT

FREQUENTLY ASKED QUESTIONS

Questions?
We’ve Got Answers.

Whether you’re just getting started or need clarity on the finer details, our FAQ section provides straightforward, reliable answers to help you move forward with confidence.

What is Hearth?

Hearth is a software company founded by Anthony Ghosn and Nikhil Pai in 2016 to give home improvement contractors and businesses the tools to achieve the American Dream. Based in Austin and San Francisco, Hearth offers an all-in-one app that helps home improvement professionals streamline their sales process and win more business.

How do I get started with Hearth?

To get started with Hearth, click on this link to request a demo. A Hearth account executive will walk you through how Hearth can speed up your sales process and win you more business.

What is included in my Hearth subscription?

Hearth offers 3 subscription tiers:

  • Essentials: For one-person teams, this plan includes financing, invoices, and digital payments.
  • Pro (recommended): This plan includes all of Hearth’s tools—financing, invoices, digital payments, quotes, contracts, and marketing tools—for up to 5 employee accounts.
  • Elite: This plan includes all of Hearth’s digital tools and 10 employee accounts.

To learn more about how Hearth can help you grow your home improvement business, take a look at our testimonials and pricing pages

How do I access Hearth’s software?

You can access Hearth from both desktop and mobile devices (iOS | Android). Hearth’s powerful app gives you the ability to send quotes, financing links, digital contracts, and invoices all from the palm of your hand.

How quickly will I be able to collect payment?

Hearth members who use Hearth Invoices can get paid faster with automated customer reminders and invoice tracking. We help you keep track of your accounts receivable and stop driving around town to collect checks. Learn more about collecting payments with Hearth pay.

Which home improvement industries are eligible for Hearth’s software?

Hearth software is designed for the following industries: HVAC, Plumbing, Roofing, Landscaping, Pools, Sidings, Flooring, Fencing, and all other residential home improvement contracting businesses.

Is offering financing options to customers risky for my business?

With Hearth Financing, homeowners are the ones directly applying for home improvement personal loans. Contractors who use Hearth are not subject to any underwriting or revenue requirements. They also don’t have to pay per-loan fees (aka dealer fees) for their customers to access financing.

Why is offering financing important to contractors and home improvement businesses?

Offering financing to your customers can unlock your sales by giving homeowners the ability to understand their true buying power. Giving your clients the ability to break large sums down into monthly payments can lead to more closed jobs and larger project sizes. Hearth’s pre-qualification process shows homeowners financing options for the amount they requested and the highest amount they can borrow.

Ready to get started?

Discover the App Contractors Are Using to Grow Faster

Learn how thousands of contractors are closing more deals, offering fast financing options to homeowners, and streamlining their entire sales process—all from one easy-to-use mobile app.

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Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions; this site does not constitute an offer or solicitation to lend. Annual Percentage Rates (APR), Introductory Rates (Intro), terms, interest rates, amounts, and fee(s) are provided by Hearth’s lending partners.  NMLS ID# 1628533 | NMLS Consumer Access.

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© 2016–2025 Shogun Enterprises Inc. Hearth® is a registered trademark of Shogun Enterprises Inc. All Rights Reserved.