General Contractors
sell more deals, faster
by offering easy, affordable payment options for your customers, and turn more bids into wins.
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No costly per project dealer fees
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Close 17% more deals with Hearth
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No minimum years in business
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Increase average job size by 30%

Lead Form – Website
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Financing Solutions
Don’t Let Budget Be a Dealbreaker
Not every customer has cash on hand for a big project. Offering simple, built-in financing gives your customers the flexibility they need to say yes today, not six months from now.
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27% of households finance their entire improvement project
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With Hearth, you get paid now and your customer pays over time


Easy to Use
Financing in Three Easy Steps
Step 1
Pre-Qualify
Complete a short online financing request and can get immediately pre-qualified by up to 20 lending options without affecting their credit score.
Step 2
Pick a plan
Contractors find customized payment plans for each customer. They can offer financing before an on-site visit, in the home, or as a follow-up.
Step 3
get funded
Customers can apply for their preferred payment option and, if approved, receive funds in as few as just 24 hours.
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For homeowners who qualify, there are 0% introductory APR credit card options available. Terms range from 6–18 months.
30,000+
Pros Rely on
Hearth Everyday
17%
More Estimates
Closed with Hearth
70K
Homeowners
Funded Through Hearth

It’s Quick and Easy.
“We sold an additional 15 units last year. You’ve given financing, and we’re on to the next job.”
Buck, HVAC
Pricing Plans
Flexible Pricing and PLANS FOR home improvement pros
From solo contractors just starting out to established crews expanding their reach, our pricing plans are built to grow with you – Giving you the tools, support, and flexibility you need at every stage of your career.
- Financing marketplace: 18+ lenders, $0 dealer fees
- Quotes with monthly payments built in
- 0% credit-card offers for homeowners
- Concierge team: real Hearth people walk homeowners to approval
- Client management, web tools, Hearth Pay
- Everything in the baseline
- AI receptionist: every lead answered first
- AI follow-up: texts & drafts you approve, jobs scoped
- Harper loan assist: every application chased to funded
- Social media creator: advertise your business in seconds
- Everything in Hearth Pro + Harper AI
- Marketing audit & gameplan
- Dedicated account manager
- Financing masterclass, live
- Implementation tools & service
- Optional: On-Site Implementation
Ready to get started?
Join thousands of businesses using our platform to streamline operations, boost sales, and deliver a better customer experience, all in just a few clicks.