EASY-TO-USE Digital Payment Processing FOR CONTRACTORS
Accept credit cards or e-checks via invoice or in person with just your phone
$86M+
Total payments processed
$52M+
Total card transactions processed
$34M+
Total ACH (eCheck) transactions processed
Why Pros Trust Our Software
Save time — no more chasing checks.
Automated customer reminders so you get paid
Track the status of outstanding payments.
Easy digital payments = happier customers.
Accept credit card payments.
Accept credit cards in person with just a phone
How OUR APP works
Draft an invoice from the Hearth mobile app
It takes just 10 seconds to customize and send an invoice on the go. Invoices integrate easily with Hearth’s Financing, Quotes, and Contracts tools to speed up your sales process.
Add digital payments collection
When drafting your invoice, opt to collect digital payments if you have already been approved. You can send the invoice to your customer via email or accept Credit Cards by tapping them to your phone with Stripe Tap to Pay- no card reader needed!
Get paid
Your customer can choose their payment method of choice including Apple Pay or Google Pay. We will notify you as soon as your customer pays.
What our customers say
“I can send the invoice from my phone right then and there.”
– Kendrick B., Roofing
Digital payments get you paid faster
Get paid faster with secure digital payment collection. Offer your customers the ease and convenience of paying via credit card, debit card, or ACH (eCheck) straight from their mobile device.
From credit to debit card processing and more, get paid securely
Competitive Transaction fees
Credit/Debit: 2.69% Card Present, 2.99% Invoiced
eCheck (ACH): 1% Invoiced
Payment processing times
Credit card: 1-3 business days
eCheck (ACH): Up to 4 business days
Give your sales team a competitive edge
- Delight your customers with digital payment options, including credit cards.
- Automate customer reminders so you don’t have to waste time following up
- Get some of the lowest rates in the industry with leading tech like Tap to Pay, Apple Pay, and Google Pay
Which Hearth plans include Payments?
Essentials
Pro
Elite
Why choose Hearth
Getting paid faster without needing to drive around town collecting checks or following up with customers saves you time and money. Also, having quick access to your hard earned money is critical to paying your employees, subcontractors, and any bills that need to be paid.
Hearth Payments helps contractors take control of their cash flow by giving your customers the power to pay your Hearth invoices via ACH (e-check), credit card, or debit card from anywhere. No more lost invoices or trying to get credit card info over the phone. It’s time you got fast, secure payments for your work.
Hearth Pro and Elite subscribers also have exclusive access to Hearth Banking. Together with Hearth Payments, contractors can get access to their ACH (e-check) funds as soon as the next business day. They can also get access to their credit and debit card funds in as soon as two business days.
Hearth’s tools work together to automate your business
Digital payment collection and invoices easily integrate with our Financing, Quotes, and Contracts tools to automate your business processes and save you time.
How Digital Payments and Financing work together
Easily attach your financing link to every invoice with digital payments to inform your customers about their monthly payment options. You can also schedule an invoice with digital payments to automatically send when a customer finances their project.
How Digital Payments and Quotes work together
Schedule an invoice with digital payments to automatically send when your customer approves their quote.
How Digital Payments and Contracts work together
Schedule an invoice with digital payments to automatically send when your customer signs their contract.
SIMPLE CUSTOMER TRACKING
You can quickly track your customer’s payment progress in the Hearth dashboard on your computer or from the Hearth App on your mobile device.
Hearth will send you notifications as soon as your customer views or pays their invoice.
AUTOMATED CUSTOMER FOLLOW-UPS
Don’t have time to follow up on payment collection? No problem. Hearth will send your customers automated reminders to pay your invoice before its due date.Hearth takes the hassle out of customer reminders.
We’ll also automatically follow up with your customers to approve quotes, sign contracts, and apply for monthly payment options.
GET PAID FASTER
Hearth’s digital payments software means no more wasting time and energy driving around town to collect checks.
Easy integrations between invoices and Hearth’s Financing, Quotes, and Contracts tools automate your processes and speed up your sale.
DELIGHT YOUR CUSTOMERS
Impress your customers with professional-looking digital invoices that they can pay from the convenience of their mobile device.
Never lose another customer due to lack of communication—Hearth will send automated follow-ups to your customers reminding them to pay your invoice before its due date.
FAQs
When you automatically schedule invoices to send when a customer approves a quote, signs a contract, or finances their project, you cut out the lag time and collect payment faster. Hearth also send automatic reminders to your customers to pay your invoices, which means you never forget to follow up with your customers. With digital payment collection, you give your customers the convenience and ease of paying digitally for their project to speed up time to getting paid.
Yes, Hearth partners with Stripe to ensure your and your customers’ digital payment security. Stripe is a certified PCI Service Provider Level 1, which is the highest level of security certification available in the payments industry.
If you are a new customer, Hearth will automatically apply your business for digital payments during the onboarding process. We will then notify you if you have been approved, rejected, or if there is information in need of correction. Once approved, your business can begin sending invoices with digital payment collection ASAP.
Yes, you have the option to schedule an invoice to send when you are drafting your quote, contract, or financing form to send. This invoice will automatically send to your customer after they approve the quote, sign the contract, or finance their project. If you are approved to use digital payments, you can also collect payment from your customers in the invoice. Accepted digital payment methods can include credit card, debit card, and ACH (eCheck).
The processing times are 1–3 business days for credit card and debit card payments, and 4 business days or fewer for ACH (eCheck).
For credit card and debit card payments, the fee is an industry-standard 3% of the total transaction. For ACH (eCheck) payments, it is a $5 flat fee. In certain states, you are able to pass these fees on to your customer.
From the Hearth dashboard on your computer or the Hearth App on your mobile device, you can quickly see whether a customer has viewed or paid your invoice and via which payment method type. You can also see when a customer’s invoice is overdue.
Yes, you can send your customer their digital invoice via email or text message, whichever method they prefer. We will send them automated reminders to pay via the same communication method leading up to the due date of their invoice.
No, you do not need to use digital payments with your invoices. If you choose to collect payment in person via check or cash, you can simply mark the invoice as paid in your Hearth dashboard, and we will send the appropriate notification to your customer.
